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A Landlord's Guide to Renting Out a Home

Quick Summary

  • Key Task: Thoroughly vetting potential tenants is crucial.
  • Key Document: A comprehensive, legally sound Lease Agreement.
  • Your Main Duty: To provide a safe, habitable property and handle major repairs.
  • Your Main Right: To receive rent on time and have your property respected.
  • Eviction: Must be done through a legal court process; self-help evictions are illegal.

Being a landlord can be a good source of income, but it comes with significant legal responsibilities. Protecting your investment and maintaining a good relationship with your tenant starts with a professional approach.

Step 1: Vetting Potential Tenants

This is the most important step to prevent future problems.

  1. Application Form: Have all prospective tenants fill out a detailed application form.
  2. Check Affordability: Ask for proof of income (e.g., recent payslips) to ensure they can comfortably afford the rent.
  3. Check References: Contact their previous landlords to ask about their payment history and how they maintained the property. Contact their employer to verify their employment.

Step 2: The Lease Agreement

Use a comprehensive, written lease agreement. Do not rely on a simple verbal agreement.

  • Use a Strong Template: It is wise to use a lease agreement template drafted by a lawyer or a reputable estate agent to ensure it is legally sound.
  • Be Specific: Clearly define all terms, including the rent amount, due date, penalties for late payment, rules about pets, and the tenant's responsibility for minor maintenance.
  • Signatures: Ensure both you and all adult tenants sign the lease agreement.

Step 3: Your Legal Responsibilities

  • Maintenance: You are responsible for the structural maintenance of the property, including the roof, walls, and major systems like plumbing and electrical wiring.
  • Privacy: You must respect your tenant's right to privacy and give them reasonable notice before you or your agents need to enter the property.
  • Security Deposit: You must keep the security deposit in a separate account and return it promptly after the tenant moves out, minus any legitimate deductions for damages.

Step 4: The Legal Eviction Process

If a tenant breaches the lease (most commonly by not paying rent), you must follow the legal process to evict them.

  1. Give Written Notice: You must first give the tenant written notice to remedy the breach (e.g., pay the outstanding rent).
  2. Cancel the Lease: If they fail to do so within the notice period, you can then legally cancel the lease.
  3. Obtain a Court Order: You must then apply to the courts for an eviction order. Only the Messenger of Court has the authority to physically remove a tenant and their belongings.

Common Pitfalls to Avoid

  • Illegal Evictions: You cannot change the locks, cut off water or electricity, or physically remove the tenant yourself. This is illegal and can lead to serious legal trouble. You MUST get a court order.
  • Not Vetting Tenants: The easiest way to avoid problems is to choose the right tenant in the first place. Don't skip the reference checks.
  • Neglecting Maintenance: Failing to maintain your property can lead to bigger, more expensive problems and can give a tenant grounds to lodge a dispute with the Rent Board.